If you were involved in a vehicle accident, you might not be sure what to do next. Your first step should be to seek medical care, then consider contacting a personal injury protection lawyer in Florida to help you sort out the details.
Florida law requires all drivers to carry $10,0000 in personal injury protection (PIP) coverage. This type of auto insurance coverage is designed to reduce the delay in recovering damages following a traffic accident. If your injuries and losses exceed the amount covered by PIP, you may be able to pursue additional compensation from the at-fault party.
The process to file a PIP claim can be complex, but you do not have to face the legal process on your own. A personal injury protection (PIP) lawyer in Florida can assist you with your claim. Contact The The Dickstein Law Firm for a free legal consultation about your PIP case at 1-888-352-4878.
In This Article
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Damages You May Recover in a PIP Case
Florida law outlines exactly what you can recover in a PIP claim, and it may not apply to all your damages. Personal injury protection insurance generally covers a portion of:
- Emergency transportation
- Surgery
- Medical testing, including X-rays, MRI, or CAT scans
- Other medical care, such as setting broken bones or sutures
- Physical therapy or rehabilitation
- Prescription drugs
- Lost wages
- Other out-of-pocket costs
- Costs related to burial, in a wrongful death claim
Your PIP coverage generally does not cover damage to property, but another insurance policy may cover your car and property damage instead.
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Types of PIP Cases Our Team Takes On
PIP coverage is insurance you purchase to protect yourself. The benefit of this coverage is you do not have to show who was at fault for the accident before receiving benefits. It is worth noting that your insurance company may not be required to pay if your accident is deemed intentional or if the accident occurred while committing a felony.
PIP insurance can cover a wide range of automobile accidents, including:
- Pedestrian accidents
- Motorcycle accidents
- Truck accidents
- Drunk driving accidents
- Bicycle accidents
- Sideswipes or T-bone accidents
- Texting while driving accidents
- Distracted driving accidents
- Failure to yield accidents
In addition to covering your injuries, your PIP coverage may also extend to children or other family members who were in your car at the time of the accident.
At The Dickstein Law Firm, we take on all types of PIP accident cases. Let a personal injury protection lawyer in Florida fight to get you the compensation you deserve.
How a Personal Injury Protection (PIP) Lawyer in Florida Can Help
You followed the rules and purchased PIP coverage. Now that you are injured, you expect your insurance company to meet their obligations and cover your medical bills as outlined in your coverage. This is not always the case. While you can file a PIP claim yourself, hiring a PIP accident attorney has several benefits.
Ensure You Meet Deadlines
PIP coverage generally pays 80% of your medical costs, but only if you seek treatment within 14 days of your accident. A PIP lawyer can ensure you meet this deadline to protect your right to compensation.
Manage the Legal Process
If you were injured, you may be scared, in pain, and unsure how to proceed. You might be attending multiple doctor appointments and trying to take care of your family. A PIP attorney can take over the legal process, so you can focus on healing and caring for your family.
Fight to Protect Your Rights
If your insurance company claims they are not liable, tries to delay payment, or only offers a partial payment, we can help fight for your legal right to compensation.
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Other Liable Parties We May Pursue
Your PIP coverage only covers a portion of your medical expenses up to $10,000. However, another party may be held liable for damages depending on the details of your case.
Our legal team will investigate your accident and pursue damages from all other liable parties, which may include:
- Another insurance policy you carry, such as uninsured motorist coverage or additional PIP policies
- The at-fault party’s insurance company
- The employer of the driver, if the driver was working when the accident occurred
- A government agency, if they failed to maintain equipment or the road
- A part or vehicle manufacturer, if a mechanical failure caused the accident
PIP coverage is only designed to cover a portion of your medical bills, but you may have other options to recover damages. A personal injury lawyer in Florida can help you recover damages from all the parties responsible for your injuries.
Florida’s 14-Day Rule in a Personal Injury Protection Case
Florida statues outline specific rules for recovering damages in a PIP claim. For example, you must seek medical treatment within 14 days of your accident to be eligible to recover damages from your PIP insurance carrier. This may include emergency care at the scene of the accident, a visit to your primary care physician, or a visit to the ER.
The 14-day rule makes medical attention imperative following a car accident. Even if you do not think you are severely injured, visiting the doctor can protect your legal right to recover damages from your PIP carrier.
Contact a Personal Injury Protection (PIP) Lawyer in Florida
If you sustained injuries in a car accident in Florida, you have the right to recover compensation from your PIP coverage provider. Even if your injuries were not severe, you may be able to recover compensation to cover medical bills or lost wages.
A personal injury protection (PIP) lawyer in Florida can help you navigate the legal process. Contact The Dickstein Law Firm for a free legal consultation about your PIP case at 1-888-352-4878.