When you pursue a personal injury case, there are different potential sources of compensation available to you. Determining the at-fault party for your injury is important, but your strategy for pursuing your case will often center on the best option for recovering compensation. In some cases, you might find that more than one party owes you compensation for your injuries. These parties could include:

The At-Fault Party

It is normal to want to hold the negligent party directly accountable for their actions. While filing a lawsuit directly against that individual or entity is an option, it might not be your best source of potential compensation. The financial damages that come with a personal injury case can be significant, and many individuals lack the assets to resolve these cases. 

That does not mean that filing a lawsuit against the at-fault party is not worth it. Some defendants might have the assets necessary to cover your damages, while others could be forced to bring their insurance provider into the picture. 

Insurance Companies

The most common source of compensation following a personal injury is through an insurance claim. Insurance companies have ample assets to pay these claims, and they have an obligation to do so under a variety of circumstances. 

There are different insurance policies that could apply in different situations. Auto liability policies frequently pay out monetary benefits following a car crash. In cases where an injury occurs on another person’s property, homeowner insurance often covers the tab. 

Business Entities

There are some situations where a business entity could face liability for your injuries. The most common example is if you were injured by a person that was acting within the scope of their employment. 

For example, you could pursue compensation from both the at-fault driver and their employer if you were involved in a car accident with a person that was working at the time of the crash.